Saturday is National Home Warranty Day!

Home warranties can cover things that your normal homeowners insurance doesn't. For example, if you have an HVAC system that suddenly goes out, that may be covered under your home warranty. In the spirit of National Home Warranty Day being tomorrow, the best real estate agent at the Lake of the Ozarks is here to give you some more information about home warranties and how they may help you when purchasing your home.


What's a Home Warranty?

A home warranty can act as an "extra form of insurance," in a way. It can cover those unexpected expenditures that may come up that your home insurance doesn't cover. Sometimes, sellers will offer a home warranty when selling their home. When home warranties are offered, the buyer can feel much more comfortable purchasing the home because they know certain big expenditures that may come up will be covered. Here are a few examples of things home warranties can cover:

  • HVAC issues such as your furnace going out
  • Plumbing issues
  • Your dishwasher breaking down
  • Your garbage disposal going out
  • Electrical repairs
  • Water heater repairs
Home warranties offer "peace of mind." Any of the examples listed above could cost you a ton of money at an unexpected time. Having a home warranty, just in case, can help you feel more at ease when owning a home.


How Do Home Warranties Differ From Homeowners Insurance?


The main difference between homeowners insurance and home warranties is that homeowners insurance typically has exclusions against fixing repairs and normal wear and tear. Basically, a home warranty can be a great addition or complement to homeowner's insurance.


I, Judi Cloyd: Pinnacle Real Estate Agent, Can Guide You Through the Buying Process

I represent my clients with honesty, integrity and a promise to meet their needs and achieve their goals. I do this with enthusiasm and professionalism, and differentiate myself by being positive and listening to my clients. If you are a first time home buyer, you may not realize the benefits you can gain by having a home warranty. I'd be happy to explain them to you. I'd also be happy to give you information on the current real estate market, preview listings with you, so I don't waste your time and negotiate aggressively for you. My joy is helping you find your perfect Lake lifestyle. In 2003, it was time to follow my passion and move to the Lake. I became a realtor in 2003, and was selected Rookie of the Year in 2004! I've been helping people find their dream Lake homes ever since. To look at some of the best real estate listings at the Lake of the Ozarks, visit my website at www.JudiattheLake.com. If you have questions about any of the listings or would like to see one in person, give me a call at 573-480-7376. I can't wait to hear from you and help you find your dream Lake of the Ozarks home.












Judi Cloyd, Pinnacle Real Estate Partners

5780 Osage Beach Pkwy Ste 112
Osage Beach, MO 65065


Mon-Fri 8:00-5:00
Weekends by Appointment


573-480-7376 : Judi@JudiAtTheLake.com

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